Strategy

ICO Group strategy 2022-2027

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ICO’s Strategy 2022-2027 is aligned with the transformation of the Spanish economy’s growth model towards a more sustainable and digital model with a greater capacity to generate quality employment.

Over the coming years, ICO will provide an effective response to the needs of Spanish companies, to help drive the process of recovery, transformation and strengthening of Spain’s growth model, in accordance with the priorities defined in the Recovery, Transformation and Resilience Plan approved by the Government, and in line with the Next Generation EU Programme and the European Union’s Multiannual Financial Framework 2021-2027.

In line with the priorities of the Spanish economy and the cross-cutting objectives set out in the Recovery, Transformation and Resilience Plan – moving towards a greener, digital, socially and territorially cohesive and more egalitarian Spain – ICO’s strategy is based on 4 strategic axes that are translated into 20 action plans to be implemented in the short and medium term. 

  • Business growth. Boost business growth, the competitiveness and resilience of the Spanish economy and the generation of employment. 
  • Digital transformation. Promote the digital transformation of the Spanish productive fabric. 
  • Sustainable finance. Promote the ecological transition and the environmental, social and governance (ESG) sustainability of the Spanish business fabric. 
  • Corporate Governance. Strengthen governance and digital/ technological resources, promote organisational transformation and expand institutional, communication and CSR activity

“Diagram showing the ICO’s strategic axes: business growth, digital transformation, sustainable finance, and corporate governance.”

Accessible description:

The image shows a conceptual diagram representing the strategic axes of the Instituto de Crédito Oficial (ICO), displayed on a red background. At the center of the image there is a yellow circular shape containing the text “Strategic axes.” From this central circle, four white arrows extend outward, each pointing to a rectangular label that represents a key area of the strategic plan. On the right side, the axis “Digital transformation” refers to technological modernization and the improvement of digital processes. At the lower right, the axis “Sustainable finance” reflects the commitment to responsible financing aligned with environmental, social, and governance criteria. At the lower left, the axis “Corporate governance” focuses on transparency, efficiency, and best practices in institutional management.
The visual structure emphasizes that all four strategic axes originate from a shared central strategy and are interconnected.

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Find out about the ICO Group's strategy:

ICO’s Strategy 2022-2027